M1 Finance

Invest, borrow, and spend, all in one place.

Automated Investing. Start Investing for $0.

Control and Automate Your Money M1. Yours to build.

With combined investing, borrowing, and cash management in one easy-to-use automated platform, you can manage your money as you see fit.

Build your investment portfolio for free and maintain it with no effort with automatic and one-click rebalancing. Fractional shares enable you to put all your money to work across your entire portfolio.
Access a flexible portfolio line of credit when your portfolio value reaches $10,000, and use the funds for anything you want.
Use your integrated M1 Spend checking account to pay back your loan on your schedule, set up direct deposits, and invest automatically on a schedule.